Whether you’re buying your first home or an experienced buyer, let our team find you the perfect property at a great value.
Buyer AdviceBuying a home is a significant and exciting decision. This section provides professional real estate advice and helpful home buying tips. When it’s time to buy your home make Solutions First Realty your first choice. You won’t be disapointed!
Get Preapproved For a LoanContact several lenders and determine which one will give you the best deal or use one of our partner vendors. Obtain a copy of your credit report and your FICO score and, if necessary, do what you need to do to improve it. Dispute and correct and incorrect inquires, Pay off any unpaid depts…The higher your FICO score, the better interest rate you get. Your Solutions First Realty agent can help with all of this.
Decide Which Amenities and Features You Must Have and Which Ones Would Be Nice to HaveHow many bedrooms and bathrooms do you want? Walk-in closets? Would you prefer a newer home or an older one? Is an updated kitchen important to you? Are basements a must? Are hardwood floors a must? Which features would you be willing to give up if you find the otherwise-perfect home?
With Your Agent: Begin Looking at HomesLook at homes with a critical eye – does the floor plan work for you, is the property in good condition, would it be right for your lifestyle? In short, can you imagine yourself and your family living there?
Take notes at each home you visit. What do you like and not like? Narrow down your choices; re-visit homes in which you’re interested. See them at different times of the day.
With Your Agent: Begin Looking at Homes
- You’ll be asked to submit an earnest money deposit (certified funds, cashier’s check)
- Have the property professionally inspected.
- If necessary and property is not being sold as is, request repairs.
- Begin making moving arrangements
- Obtain homeowner’s insurance.
- Contact utilities (phone, water, power.).
- A few days before closing, stage a walk-through.
- Obtain a cashier’s check for the down payment and closing costs.
- Check with in Loan officer threw out process to insure the file is moving along
Contact a Real Estate AgentAt Solutions First Realty a Sales Associate can help you through the entire process of buying a home, starting with the mortgage and continuing through closing – and beyond. He or she can help you shop for the best interest rate and terms and, if you wish, suggest mortgage lenders. Here at Solutions First Realty our mission is to provide personal, professional service and counseling while building life-long relationships based on our passion and commitment to the community, each other and our clients.
Determine Your Price Range and Area(s) You Want to Buy InBy now you should have a good idea of how much home you can afford. This helps you narrow down your home search. You should also begin researching the neighborhoods in which you might want to live. Your Solutions First Realty agent can help.
Begin Testing the MarketRight here on Solutions First Realty.com you can search listings that meet your criteria. Identify properties that seem to be a good fit for you, take an afternoon and go on a driving tour. See what’s available in your price range and explore neighborhoods. Try not to call the listing agent that has the sign in the yard. That’s why you have and agent to help with that.
Make an OfferWhen you’ve identified the home you want to buy, act quickly and prompt be prepared prepare a written offer quickly. Your agent will be familiar with market values and will help you arrive at a price that gives your offer the best chance of being accepted.
Try not to become emotionally attached to a home. Your offer may not be accepted for any number of reasons. Have backup homes in mind. Be prepared to negotiate through your agent with the sellers.
- Make sure the terms and conditions of the loan statement are correct.
- Carefully read everything before you sign.
Enjoy Your New Home!
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We’d love the opportunity to speak with you about any Real Estate related questions you may have.